The Credit Pros offers a number of different credit repair plans that include other non-credit-repair services. Their entry-level plan, Money Management, is an excellent value. You get unlimited credit disputes and access to financial planning tools as part of your monthly payment. Then, you can add on more services whenever you need them. There are also several bonuses included with each plan, including a budgeting tool and debt management services.
The Credit Pros is accredited with the Better Business Bureau and offers free consultations. You can get your credit reports and monitor your progress with the app, which has push notifications whenever your score changes. The App has received 4.5-star ratings on the Apple and Google Play app stores. However, reviews of The Credit Pros are mixed. There have been unofficial complaints filed against the company, and some customers feel that their services are less than satisfactory.
The Credit Pros offers free consultations in English and Spanish on the company’s website. During this consultation, a member can learn about the credit score and how to improve it. They can also draft a debt validation letter to verify that the debt is legitimate. After you sign up, you’ll receive a copy of all three credit bureaus within 60 days. TransUnion and Experian often have different information on your credit report than Equifax. This ensures that the company can identify and address any inaccuracies in all three reports.
One of the best features of The Credit Pros is that they offer legal representation, which is necessary if your credit situation is complicated. Similarly, if your debts are legitimate, they will be addressed by debt payment strategies. These strategies are only possible with a debt payment plan from The Credit Pros, and you can choose the plan that meets your needs. The credit repair company charges a one-time fee, as well as a monthly fee.
In addition to its credit repair services, The Credit Pros offers free identity theft restoration, as well as a 24/7 client portal. As part of their package, the company also offers free credit monitoring and Transunion credit reports. However, The Credit Pros does not offer credit repair services in every state, so you should look for a competing service. You should also ask about the fees before signing up for any of The Credit Pros’ credit repair services.
Another positive feature of The Credit Pros is the customer service, which is ranked highly. A credit consultation is available free of charge, and their team of certified FICO Professionals are also on hand to answer your questions. As a bonus, the company offers a free credit restoration ebook. Furthermore, they guarantee to remove any negative items from your credit reports and credit report. The Credit Pros guarantee also includes a satisfaction guarantee. So, if you’re not satisfied with your credit repair service, you can always cancel your subscription anytime.
